Monday, September 14, 2015

The best things in life are free...

... or at least yours for the price of a baby bike trailer or a half pound of aged cheddar.

Which is good, because the Niemans are officially on a budget.

Everybody in the Walters family is a cautious spender, and wildly averse to credit card balances. My parents paid cash for their retirement spread in Arkansas as well as their car, and I know for a fact I'm considered the most profligate spender of the four of us kids by virtue of the fact that I spring for organic eggs at the grocery store.

Seth and I finally switched our accounts around to have the bulk of our paychecks going into a joint account (due to the baby-driven increase in household expenditures), but I admit I've been too busy to check account balances for the last couple months, and had been forgetting to pay my personal account my "allowance," as agreed. When my Fayetteville house came due for some big repairs last week, I finally had to sort out my finances and went to collect my "backpay."

It was then that I noticed that our joint account was dangerously low.

I set about combing through our accounts, trying to figure out what had happened, and then I remembered. Seth is not a cautious spender. At all. Nor is he averse to using his credit card, which debt I had had to insist he pay off before we got married. He had not only done that, he had paid off his new truck, and I didn't give the momentary red flag a second thought.

Until now. It turns out that Seth spends more on vitamins and supplements in a month than I do on shoes in a year. I couldn't bring myself to even total the green fees and shotput accessories. AND we had just purchased an insanely expensive new Sleep Number bed. I. Was. Furious. Some belt-tightening was going to have to happen.

Now that I've calmed down I can say I'm grateful that we're not destitute by any means, and I'm sure it's something every couple has to work through. It's probably even good for us, and it's definitely partly my fault for not having caught the issue sooner. Still, I spent the latter half of last week and much of the weekend sulking because cleaning up our spending meant no budget for the occasional maid service I had finally decided I would indulge in. And quickly become extremely excited about.

But it was a good reminder not to get too complacent. I frequently get notes from friends and acquaintances who remark that Seth and I have the perfect life or family or marriage, and it's grounding and humbling and healthy to have to think "no. No, nobody does. And if you only knew what my husband spent at Cabela's last month...!"

That thought did not make me feel a ton better about scrubbing bathrooms, though.

Luckily, our week had plenty of light moments too.

Finley helped her Dad grate a bowl full of cheese for enchiladas Tuesday night, and she helped herself to a sizeable handful. We laughed until we were rolling on the floor.
She also made it clear that she adores the new expensive bed. Weekend family snuggle time is now roomier, with softer sheets and a massage function. Not to mention a Dad so happy about having finally gotten a decent night's sleep that he's willing to share his breakfast.
On Saturday she "helped" Dad clean up the man cave while watching football.
And on Sunday was rewarded with a bike ride and a picnic on the canal.
All in all, not a bad week. Especially not for Finley, who is still throwing bedtime temper tantrums but is sleeping much better at night. There is light, it seems, at the end of that particular tunnel.

My favorite photo of the week is this one, from Sunday's (beautiful and finally fall-like!) bike ride. Finley can take or leave sippy cups, but is obsessed with sport bottles.

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